When you apply for a mortgage, we will need to verify information like your current income and most recent tax returns. The Application Checklist shows an example of the documents you'll need to provide when you submit your application. Depending on your situation, you may have to provide only a few of the documents listed below.
If you request an online decision, we will often tell you the level of documentation required in our response back to you. Alternatively, your Loan Consultant can tell you exactly what you'll need to submit.
You may want to print this checklist for easy reference.
Frontier Mortgage Corporation has many programs that do not require verification of employment, income or assets. Contact your FMC Loan Representative for details.
Employment & Income Information
Most recent pay stub with year-to-date earnings
Last two years' W-2 forms
Rental agreement (if you own investment property)
Last 2 years' personal tax returns, including all schedules (if self-employed)
Assets
Last 2 months' bank and/or brokerage statements
Most recent quarterly Retirement/IRA/401(k) account statement
Face value of life insurance
Property information (for other properties you own) -- current lien holder, account number, monthly payment, current balance and market value
Loans/Credit Lines
Credit card balance, home equity loan, 401(k) loan and other installment loan information - creditor's name(s), address(es), account numbers, balances and minimum monthly payment amounts
Frontier Mortgage Corporation has many programs that do not require verification of employment, income or assets. Contact your FMC Loan Representative for details.